Counseling In Motion Bankruptcy Edition
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CONTENTS

“Nobody can go back and start a new beginning, but anyone can start today and make a new ending.”
– Maria Robinson

  • What you need to know about bankruptcy
  • What is bankruptcy?
  • An overview of the bankruptcy process
  • Who is involved when you file bankruptcy?
  • Terms you’ll need to know
  • What are the most common types of bankruptcies?
  • Means test: What is it and why do you need one?
  • If you choose to file bankruptcy
  • What debts can be discharged in bankruptcy?
  • Do you have to list all your assets in bankruptcy?
  • Some frequently asked questions about bankruptcy
  • What effect does bankruptcy have on your credit report?
  • Can credit repair clinics help me?
  • Will you be able to get credit after bankruptcy?
  • What has led you to consider bankruptcy?
  • Why do you need to make a budget?
  • Review your budget
  • Review your income and expenses
  • Make a list of your creditors
  • Learn to live well on less
  • What options do you have?
  • Options that are not recommended
  • What’s next?