PRIVACY POLICY
FOR CONSUMERS
AMERICAN CENTER FOR CREDIT EDUCATION
Money
in Motion© was developed by the American Center for Credit Education (ACCE),
a division of Rushmore Consumer Credit Resource Center. ACCE has created this privacy statement
in order to demonstrate our commitment
to privacy.
Money
in Motion© is brought to you by one of ACCE's partner organizations. This
partner organization enrolled you in Money in Motion©. ACCE provides enrollment and completion information,
demographic information you fill
out, and evaluation information on you to your enrolling partner organization.
In addition, your enrolling partner
organization is obligated to maintain your privacy.
Some
individuals may be enrolled in Money in Motion© to fulfill the financial
education requirement for bankruptcy.
If you are taking Money in Motion© for this reason you authorize your partner
organization and ACCE to
share your information with your attorney and the trustee's office with
the Department of Justice if required
by them.
Information
We Collect:
ACCE
does not collect information on our web site visitors such as names,
addresses,
telephone numbers or email
addresses unless you specifically give us that information.
Money
in Motion© is brought to individuals by one of ACCE's partner organizations.
As a partner organization you
will enroll individuals in Money in Motion©. ACCE provides enrollment and
completion information, demographic
information participants fill out, and evaluation information to your
organization. As a partner organization
utilizing Money in Motion©, your organization is obligated to maintain
your clients' privacy.
Our
Maintenance of Confidential Information:
We
maintain physical, electronic and procedural safeguards to help prevent
unauthorized access to
confidential
information.
Limiting
Access to Information:
Our
employees have access to your information for business reasons. All employees
are trained to maintain the
security and integrity of your information. We share information with
non-affiliated third parties when they
are acting on our behalf or acting jointly with us. This includes companies
that provide support servicesuch as technical systems consultants and programmers and others permitted
by law.
ACCE
does not rent, sell or otherwise make available clients' email addresses
or personal information. This web
site contains links to other sites. Please be aware that we are not responsible
for the privacy practices of
such other sites.
Security
Procedures to Protect Information:
We
maintain physical, electronic and procedural safeguards to help prevent
unauthorized access to
confidential
information about you. We update and test our technology to improve protection
of our
information
about you and to assure the integrity of our information. Unique passwords
and identifiers are required
to log into programs that collect information.
Visitors
To Our Website:
Visitors
to our Website remain anonymous. We do not collect identifying information
about visitors to our
site.
- IP addresses and/or
domain names, date and time and site were accessed, and the city, county
and
country
the web page request is initiated are collected. This information is used
to create summary
statistics
and to determine the level of interest in information available on our
site.
- Information given
by the site visitor in a Web form is collected to perform the services
offered at the
site.
Services offered at the site include: email correspondence, tests. evaluations
of programs and
demographics.
This information is used internally, as appropriate, to handle the
sender's
request. It is not disseminated
or sold to other organizations.
- Any information
that is linked to our site will be governed by the privacy policy of
that site, and any
question
you have related to that site's use ofinformation should be directed there.
It is the intention of
American
Center for Credit Education to partner with the most trusted sites
on
the Web to provide you with these
services. If you have concerns regarding other sites linked from our
website, please contact us.
Disclosing
Our Privacy Commitment to You:
We
want you to understand our commitment to personal privacy and our use
of information. We will
periodically
review the methods available for communicating our privacy policy and
determine whether
current
practices are meeting the needs of our organization and our clients.
We
reserve the right to change this Privacy Policy, along with related provisions,
at any time.
Rev
9/15/05
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